Loan Officer - Clifford Bowyer - Mortgage Rates from ACB Mortgage Solutions
Clifford Bowyer
NMLS # 1472048
VerifiedWorks at ACB Mortgage Solutions
Language English
(508) 400-2500
cbbowyer@acbmortgagesolutions.com
3 Linda Way, Bellingham, MA 02019Real-time mortgage rates available for application
Mortgage rates with Clifford
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*Rates are updated periodically to reflect real-time lender pricing; some lenders may not update their rates daily.
Information about the loan officer
About me
Clifford is a graduate of Bryant University and holds a Master of Business Administration from Babson College. He has been part of the financial services industry for over 20 years, initially with institutional investing worldwide and then as a mortgage loan officer. He has also spent time exploring the home restoration market and real estate investing. Pulling from the experiences of each, Clifford is passionate about helping individuals achieve their hopes and dreams of becoming homeowners.
With a wide variety of mortgage programs available, Clifford has dedicated himself to helping his clients, including residential borrowers and investors, find the financing that is right for them. With personal experience, integrity, honesty, and compassion, Clifford takes the time to understand the needs and desires of his customers and build relationships with mutual trust. He strives to take the stress away, answer all of your questions, and work diligently to make sure you have all of the information and resources you need to make your financing decisions with confidence.
Clifford is the founder and president of ACB Mortgage Solutions, a firm dedicated to assist real estate investors and secure financing for small business owners throughout the United States. For residential mortgages, he works for Edge Home Finance and is licensed in Massachusetts and New Hampshire. He is also the published author of over 30 books in print, the proud father of his daughter, and coach of her softball team.
Whether you’re buying, selling, refinancing, building your dream home, or investing in real estate, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. Clifford has the expertise and knowledge you need to explore the many financing options available.
Ensuring that we find the perfect solution for each and every client, regardless of their circumstances, is Clifford's ultimate goal. Clifford is committed to providing his clients with mortgage services that exceed their expectations.
Ready to get started? Take some time to browse the website, check out the different loan programs available, use the decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you’ve applied, Clifford or a member of his team will call you to discuss the details of your loan, or you may choose to set up an appointment with him using his online form. As always, you may contact us anytime by phone or email for personalized service and expert advice.
Licensed in
Massachusetts
New Hampshire
Language
English
Highlights
First Time HomebuyersMortgage RefinanceMortgage ConsultationsRental PropertiesFix & Flip
Information about the loan officer's company
My company
ACB Mortgage SolutionsFor Us You Mean Everything!ACB Mortgage Solutions is a firm dedicated to finding your perfect financing solution. Our established relationships with lenders allow us to provide a wide array of products and programs, including residential mortgages, reverse mortgages, real estate investing, commercial financing, and small business financing. You can be sure that we will always find the right fit and best deal for you, along with providing quality service, personalized guidance, and seamless communication at every step of the loan process.
Reviews on the loan officer
Reviews
"We worked with Cliff for a refinance of our mortgage and he was a pleasure to work with. He was extremely detail oriented during every step of the process, patiently answered all of our questions, and was a very thorough communicator throughout. We were very happy overall and would really recommend Cliff’s services."
Dante Carnevale
“Cliff and his team were awesome in helping me get my financing done. Thank you.”
Angus Bruce
“I had the pleasure of working with Cliff, a dedicated mortgage broker, who went above and beyond to assist me with a home refinance loan. I am so grateful for his expertise and commitment to finding the perfect loan for my situation.
Cliff’s dedication to his clients is evident right from the start. He invested a significant amount of time and effort in understanding what I was looking for and explaining the various options in the market."
What sets Cliff apart is his unwavering focus on finding the best possible deal for his clients. Unlike some brokers who may prioritize their own financial gain, Cliff’s primary concern was always what was best for me. I never felt pressured or rushed into making a decision, which greatly eased the stress of the refinancing process.
Cliff’s knowledge of the mortgage market was an incredible asset. He possesses a deep understanding of the various loan options available and was able to pinpoint the perfect loan that met my needs. His thorough research and diligent approach led to a deal that kept my payments flat while shaving 10+ years off my 30 year mortgage.
But what truly stood out was Cliff’s genuine care for his clients. He treated my financial situation as if it were his own, ensuring that the loan he secured was not just good, but the best option available. His dedication to my well-being was evident throughout our interactions, and I felt like he was a true advocate for my financial goals.
In a world where excellent customer service can be rare. Cliff’s commitment to his clients is a breath of fresh air. I highly recommend Cliff to anyone in need of a mortgage broker who genuinely cares about their financial well-being. He is not just a broker; he’s a trusted advisor who will work tirelessly to find the right solution for you. Working with Cliff was a truly rewarding experience, and I can't thank him enough for his exceptional service. If you're looking for a mortgage broker who will go the extra mile for you, look no further than Cliff Bowyer and his team at ACB.”
Diana Hermes
"Clifford Bowyer at ACB Mortgage Solutions was a pleasure to work with. He was very professional, informative, creative and gave excellent customer service to both myself and the borrower. The loan process was smooth, transparent every step of the way and most importantly closed on time. I will be referring more clients to Clifford in the future knowing that my future clients will be handled exceptionally well."
Aimee Amri
"We had a great experience working with Clifford. He was kind, patient, responsive, and personable. We were able to put in our offer with confidence. It was a seamless experience. Highly recommended!"
Sarath Lucas
"Working with the ACB mortgage team was the best decision I ever made. The team made it easy! Highly recommended for any mortgage needs!"
Debbie Izen
"Received excellent customer service and a lot of hand holding as this was my first loan!"
Michelle Maria
"I had a great experience working with Cliff on my refinance. He was extremely helpful and responsive to the many questions I had, explaining everything each step of the way. I was able to get an excellent rate and had an easy time working with Cliff from the moment I reached out to him through the moment we closed with the lender."
Joseph LaPointe
"We worked with Cliff for our mortgage and he was a pleasure to work with. He was extremely detail oriented during every step of the process, patiently answered all of our questions, and was a very thorough communicator throughout. We were very happy and would readily recommend Cliff’s services."
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"The team at ACB Mortgage Solutions was phenomenal. They were involved in every step of the process for my buyer and made it seamless and stress free. Clifford, Ashley, and Carl were on top of everything, were always responsive, detailed, and got things done."
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"Cliff walked me through the mortgage process when I was buying my first home. Cliff was clear and made a complex process very simple. He was always timely in his communication, efficient, and had my family's best interest in mind. He was easy to work with and flexible. He respected my time and worked hard to make sure the whole process was done in the most convenient way possible. He worked well in collaboration with my lawyer. I would highly recommend him."
Jennifer McLean
"As first time home buyers my husband and I started the process with a lot of questions and some hesitations. Based on our experience I would highly recommend working with Cliff Bowyer. He was our first point of contact in the home buying process and went above and beyond to answer all of my questions. He was also able to provide me with quality referrals for a realtor and closing attorney. He thoroughly explained all of the mortgage options that were available to us. We had some challenges with the sellers making changes last minute before closing and he was still able to get everything processed on time. If you are looking to purchase a home or refinance your mortgage then you should absolutely contact Mr Bowyer."
Melanie Mulligan
"'Genuine expert' is the phrase that comes to mind when I think about Cliff. I had the pleasure of working with Cliff for a few years at a Financial Corporation, collaborating on several project teams. Cliff’s ability to handle multiple projects was unlike any I’ve seen before and made a dramatic increase in the productivity level of the company. He is reliable, dedicated, methodical and very capable. As a business owner, Cliff earns my highest recommendation."
Tayana Johnson
Rose Claire
"Working with ACB Mortgage Solutions and Clifford Bowyer was an outstanding experience. Our mortgage process wasn’t easy — we faced several setbacks and tough moments along the way — but Clifford never gave up. His sheer determination, expertise, and relentless commitment to getting the job done ultimately secured our mortgage when others might have walked away. He communicated with us throughout the process, offered solutions to every obstacle, and kept us moving forward. I am incredibly grateful for his hard work and perseverance. I will absolutely work with Clifford and ACB Mortgage Solutions again in the future and highly recommend them to anyone looking for a true professional who will fight for their clients!"
Robert Hansen
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