Loan Officer - Gigi Zhang - Mortgage Rates from TruRate

I specialize in a wide range of loan programs, including Conventional, QM and Non-QM, DSCR, investment property financing, HELOC/second mortgages, and bridge loan/construction loan/hard money loans. With experience across both traditional and alternative lending solutions, I help clients find the right structure to match their financial goals—whether that means optimizing cash flow, expanding an investment portfolio, or securing competitive long-term financing. Whether you are refinancing an existing mortgage or purchasing a new property, I am committed to delivering clear communication, strategic guidance, and a smooth loan process from application to closing. I take pride in educating my clients, anticipating potential challenges, and tailoring solutions to each unique scenario. I also work with real estate investors and homeowners alike to structure smart, efficient loan solutions that support cash flow, scalability, and long-term growth. Whether you are refinancing or acquiring your next property, I provide hands-on guidance and a streamlined process from start to close. Let’s work together to navigate your financing options with confidence and turn your real estate goals into reality.