Loan Officer - Ian Cockburn - Mortgage Rates from Loan Direct

With more than 30 years of hands-on real estate development, construction management, and multimillion-dollar property investment experience, Ian Cockburn delivers sophisticated high net worth mortgage solutions and luxury refinancing strategies tailored to affluent clients and real estate investors. A licensed real estate broker in Louisiana and California, commercial contractor, CRB (Certified Real Estate Brokerage Manager), RENE, and PMP-certified project manager with a B.S. in Construction Management from LSU, Ian has developed, redeveloped, and managed high-value residential, multifamily, commercial, and historic properties across the Gulf South — overseeing $100M+ in projects. This insider expertise across the entire real estate lifecycle — from acquisition and feasibility analysis through construction, renovation financing, and wealth optimization — enables him to structure complex jumbo loans, HELOCs, cash-out refinances, investment property loans, and alternative financing programs that maximize leverage, minimize costs, and support multigenerational wealth building. At Loan Direct, Ian specializes in premium lending solutions for high net worth individuals, including: Jumbo mortgages and portfolio loans Cash-out refinances and debt consolidation for luxury homeowners Investment property financing and DSCR loans Self-employed / bank statement loans No-doc and asset-based options Conventional, FHA, VA, and non-QM programs Whether optimizing cash flow on existing portfolios, unlocking equity in high-value properties from Orange County, California to San Jose, or financing new luxury acquisitions and developments across Louisiana, California, and multi-state markets, Ian provides fast, discreet, and highly customized mortgage brokerage services that traditional banks often cannot match. Committed to helping high net worth clients conserve, grow, and transfer wealth through strategic real estate financing, Ian combines deep market knowledge with efficient processes to achieve exceptional results.