Loan Officer - Margaret Tsay - Mortgage Rates from General Mortgage Capital Corporation
Margaret Tsay
NMLS # 341943
Works at General Mortgage Capital Corporation
Language English, Chinese
Real-time mortgage rates available for application
Mortgage rates with Margaret
Unsure what home price to consider?
Rate as of (Changes daily)
*Rate quotations currently are estimates for Conforming products only and subject to market changes without advance notice. High Balance and Jumbo products coming soon.
Information about the loan officer
About me
🏡 **Commercial & Residential Loan Advisor | GMCC - General Mortgage Capital Corporation**
📍 Serving CA, FL residential homebuyers and Nationwide commercial loan advisor with various Programs.
📊 Expert in Conventional, Jumbo, Non-QM, Community Grant & Buy Without Sell Programs
As a Loan Advisor at GMCC, I specialize in structuring both commercial and residential mortgage solutions tailored to meet diverse client needs—whether you're a first-time homebuyer, seasoned investor, or looking to expand your real estate portfolio.
I bring deep product knowledge in Non-QM programs including WVOE, Bank Statement, DSCR, Asset Depletion, and VOE-only income options. I’m also well-versed in our leading proprietary programs:
* **Celebrity Grant Program** ($10K grant for underserved buyers in eligible counties)
* **Universe** (No-income, No-ratio, All VISA accepted, including Foreign Nationals)
* **Ocean & Hermes** (Alt-doc and VOE flexibility for self-employed and W-2 borrowers)
* **Buy Without Sell Options** through Onyx, Ultimate Aspire, and Cronus – *Cheaper than Bridge Loans!*
With access to programs that cover 100% financing, no MI, no DTI requirements, and flexible documentation, I help clients navigate complex loan scenarios and deliver results that many traditional lenders cannot.
🔑 Whether you’re buying your dream home, purchasing your next investment property, Fix-N-Flip or need a creative financing solution, I’m here to make it happen.
📩 Let’s connect to discuss how I can help you or your clients succeed in today’s lending environment.
Physical location: GMCC San Gabriel Branch 130 S Mission Dr, #105, San Gabriel, CA 91776
Licensed in
California
Florida
Language
English
Chinese
Highlights
I speak MandarinI speak EnglishJumbo$10K grantNon-QM
Information about the loan officer's company
My company
General Mortgage Capital CorporationYour loan, Our solution.With unwavering integrity, a commitment to excellence, a quality experience at every step, and personalized attention, GMCC stands as the ideal choice for your mortgage.
Reviews on the loan officer
Reviews
If you are an investor, you have to talk to her. She is a real estate investor too. She broke down the numbers and gave us different options to make informed decisions.
Minson Z
Who does not like $$ from the lender? Working with her was a great experience.
Andy M
Margaret Tsay is the greatest mortgage broker I've ever worked with.
Mina R
Margaret Tsay is the best! I received $10,000 lender credit. Can't thank you enough and will continue to refer you whenever I can!
Edwin B
Thanks again for all your help with our home purchase, we all love her! Can't wait to talk to you about her passion and knowledge.
Steve & Emily C
We received $15,000 lender credit. If you belong to a minority group, you better talk to her. She helped us not only have an unbeatable rate and low down payment program to move us to a place called home.
Jeff Z
Frequently asked questions
Frequent Asked Questions
Contacts of the loan officer
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