Loan Officer - Mike McBerty - Mortgage Rates from Click Mortgage NMLS #284021

With more than 25 years of experience in the mortgage industry, I am dedicated to helping individuals and families achieve the dream of homeownership through knowledgeable guidance, honest communication, and exceptional service. My career in mortgage lending began in 1999, providing me with a comprehensive understanding of every stage of the loan process. I have been a licensed Mortgage Loan Officer for over 10 years and have spent 17 years as a government-credentialed FHA and VA Underwriter, giving me an in-depth knowledge of agency guidelines and loan approvals. In addition, I have more than 15 years of senior management experience leading a successful mortgage company, allowing me to bring both executive-level expertise and hands-on lending experience to every client I serve. Unlike many loan officers, I've personally underwritten thousands of mortgage loans and spent more than 15 years managing a mortgage company. That experience gives my clients the confidence that their financing is being guided by someone who understands every aspect of the lending process—from application to underwriting to closing. It also allows me to identify potential challenges early, structure loans strategically, and help create a smoother path to approval. Whether you're purchasing your first home, upgrading to your forever home, refinancing your current mortgage, or investing in real estate, I am committed to making the mortgage process as smooth, transparent, and stress-free as possible. I work with a wide variety of loan programs, including Conventional, FHA, VA, USDA, Jumbo, and Non-QM financing, and I take pride in finding mortgage solutions tailored to each client's unique financial goals. Every borrower deserves personalized attention, timely communication, and a trusted advisor who will be there every step of the way. My philosophy is simple: every client deserves to be treated with honesty, respect, and the highest level of professionalism. I believe that informed borrowers make confident decisions, which is why I take the time to educate my clients, answer every question, and ensure they feel comfortable throughout the entire lending process. As both an experienced Mortgage Loan Officer and licensed Real Estate Agent, I offer my clients a unique perspective on the entire home buying process. Understanding both financing and real estate allows me to provide well-rounded guidance, anticipate potential obstacles, and help make every transaction as seamless as possible. Whether you're searching for your dream home or already have a property under contract, I have the experience to help you navigate the financing process with confidence. When you choose to work with me, you're not just getting a loan officer—you're partnering with an experienced mortgage professional who understands the industry from every angle and is genuinely invested in your success. I look forward to earning your trust and helping you achieve your homeownership goals.