Loan Officer - Patrick Richardson - Mortgage Rates from E Mortgage Capital

I'm Patrick Richardson, a Missouri native and independent mortgage broker based in Columbia with 12 years of experience helping families across mid-Missouri achieve homeownership. Whether you are buying your first home, moving up, or looking to lower your monthly payment — I work for you, not a bank. As an independent broker with E Mortgage Capital I have access to multiple lenders and loan programs, which means I can shop the market to find you the most competitive rate and terms available. As a husband, father, and homeowner myself I understand what it means to put your family in the right home. I take every loan personally. Let's find the right mortgage for your situation