Loan Officer - Ryan Cisney - Mortgage Rates from Advantage Mortgage Home Loans, Inc.

I didn't just "start" in mortgages; I grew up in them. While many lenders left the industry during the 2008 collapse, I stayed, helping my neighbors in Davis and Weber counties navigate one of the toughest financial eras in history. That resilience shaped how I view every loan application today. Education matters in finance. With a 4-year degree in Business Management Finance from Weber State University, I don't just "run numbers"—I interpret them to find the creative financing solutions that national call centers miss. I analyze your entire credit profile to strategically boost your score and structure your debt in a way that builds long-term wealth. Whether you are a first-time buyer in Layton, a veteran at Hill AFB, or an investor looking for DSCR loans in Salt Lake, you get 20+ years of battle-tested experience on your side.